FINTECH
« An innovative approach, a market in constant evolution. »
FinTechs are often disruptive companies that develop innovative digital technologies, artificial intelligence and big data for the financial industry. They play a key role in stimulating change within the industry.
These technologies (blockchain, artificial intelligence and cloud) are being deployed in the fields of payments, digital assets (crypto-currencies, tokens, stable coins), financing (crowdfunding platforms), risk management and compliance (reg tech), insurance (assurtech) and financial contract management (smart contracts), where their implementation sometimes precedes legal and regulatory changes.
The development of fintechs has given rise to an ecosystem of clients, partners and financiers including banks, financial institutions, investment funds, insurance companies, corporates, asset managers, institutional investors and central banks. In addition, there are specialized divisions of regulators and dedicated professional associations.
The legal support of the activity generated by fintechs requires a transversal approach combining skills in banking and financial regulation, information technology, capital markets, but also in private equity, taxation and mergers & acquisitions.
FINANCIAL REGULATION
(financing, payments, cryptoassets, derivatives, artificial intelligence, crowdfunding, etc.)
COMPLIANCE AND REPRESENTATION BEFORE SUPERVISORS
(anti-money laundering, representation before supervisory authorities)
CAPITAL MARKETS
(participative financing, ICOs, knowledge protection, etc.)
CORPORATE – M&A
(fundraising, equity and debt, external growth operations and strategic partnerships, private equity, etc.)
TAXATION
(R&D taxation, structuring, research of subsidies linked to innovation, structuring of remuneration, etc.)
DIGITAL LAW
(E-commerce, cybersecurity, IT contracts, data protection/RGPD, intellectual property, compliance, etc.)
The crowdfunding remains in search of a European harmonization – L’Agefi, 20/02/2023, Quote from Philippe Portier
Réunis à Paris pour une journée d’échanges, les représentants du financement participatif européen ont souligné à la fois les difficultés et le grand intérêt du nouveau cadre règlementaire. Philippe Portier, associé, revient sur la procédure d’agrément pour les acteurs du crowdfunding dans cet article d’Alexandra Oubrier.
| FINANCIAL ENGINEERING | BANK-FINANCE-REGULATORY
Europe Shakes up some participatory funding models – L’AGEFI, 12/02/2021
Quote from Marie Robin in this article by Alexandra Oubrier on the European regulation on crowdfunding.
Paris | FINANCING